Lease Buy Comparatora bank sheet for the machinery decision
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Lease, buy or used: which is cheaper in today dollars?

Paste the dealer quote, the bank loan offer and the dealer lease terms, and the sheet compares lease, buy and used-buy in today dollars and shows when each deduction and the GST credit actually land.

Paste your own figures See the specimen sheet

AUD 110,142buyAUD 139,113leaseAUD 208,227usedpresent value of cost, today dollars, on the specimen figures

Terms

Terms of use.

Lease Buy Comparator is a decision aid. It performs arithmetic on the figures you paste, under the assumptions you state. It is not financial, tax, legal or accounting advice, and no outcome is guaranteed.

The service

You may use the free comparison for any machine you are weighing. A paid plan adds saving a scenario and the year ledger. You must give accurate figures; the sheet is only as good as the boxes you fill. The Art of Service Pty Ltd may change or withdraw the service.

Not advice

The tool does not know your full circumstances, your entity, your other debts or your accountant's view. Every rate, residual, effective life, tax rate and end value is your own assumption. Confirm the tax treatment with your accountant and take the finance terms from your lender before you sign anything.

Payment and refunds

A one-off comparison is a single payment of AUD 49; the annual plan is AUD 199 a year. Cards are charged by Stripe. If a plan did not unlock, write to support@theartofservice.com and it is fixed or refunded.

Governing law

These terms are governed by the law of Queensland, Australia.

Contact

The Art of Service Pty Ltd, GPO Box 2673, Brisbane QLD 4001, Australia. support@theartofservice.com.