Lease Buy Comparatora bank sheet for the machinery decision
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Lease, buy or used: which is cheaper in today dollars?

Paste the dealer quote, the bank loan offer and the dealer lease terms, and the sheet compares lease, buy and used-buy in today dollars and shows when each deduction and the GST credit actually land.

Paste your own figures See the specimen sheet

AUD 110,142buyAUD 139,113leaseAUD 208,227usedpresent value of cost, today dollars, on the specimen figures

Privacy

What we hold, where it is kept, and who can see it.

The comparison is built in your browser and nothing you paste leaves it. If you save a scenario, the label and the settings you pasted are kept against your own account, owner-scoped, and nothing else.

Where it is kept and who can see it

Four processors only, and no others:

What we never do

We never sell your data, never run a third-party advertising or analytics pixel, and never send your figures to a model. The comparison is arithmetic in your browser. A saved scenario keeps the pasted quote, loan, lease, used-machine and farm boxes and the outcome that was on screen, so a later comparison compares like with like. Nothing in the sheet needs a customer name, and the tool does not ask for one.

Deleting it

From the account page you can delete a single saved scenario, or delete the whole account. Deleting the account removes the saved scenarios with it and leaves one record that the deletion happened. Write to support@theartofservice.com for anything about your data.

Cookies

One first-party cookie keeps you signed in, and one anonymous identifier joins an early visit to an account if you later sign up. No third-party cookie is set.